It’s me, with a rare Tuesday post! So here’s what happened. I had planned to post an Instagram recap yesterday, because it’s been quite a while since I’ve done that. Well, there were so many things that were sold out that it basically would have been me saying, “well here’s this cute outfit but you can’t get any of it anymore, sorry!”, and I didn’t want to do that. Another minor detail is that I started writing the post at 9:45 Sunday night, realized it wasn’t possible by 10:20, and I just wasn’t up to starting fresh on a blog post. I would apologize, but it’s my blog and I’ll post when I want to.
So occasionally (like once a year but I should probably do it more), I will realize that I’m spending way too much money on clothes and other crap and tell myself that it’s time for a no-spend month. This means no shopping in stores, no online shopping, no getting my nails done, and cutting back on eating out to like once or twice a week. And I’m not going to lie, considering my regular spending habits, it’s kind of hard. But, it’s definitely worth it at the end of the month when I have a little extra money! Here are a few tips to help make your spending freeze fly by:
1. Decide what you’ll do with the money you don’t spend
Whether you need to pay off your credit card, pay a little extra towards your car payment, save for a vacation, or just gain a little extra cushion in your bank account, decide where your extra funds will go at the end of the month. This will help you stick to your plan when you remember how that extra money will help you out in the end!
2. Don’t go shopping, even window shopping.
This seems obvious, but sometimes when I get bored, I like to meander around Target or the mall, which has repeatedly proved to be dangerous behavior. So during a no-spend month, I try to stay away from shopping for no reason. Unless I go somewhere where I know I wouldn’t buy anything anyways, like Pier 1 or an expensive boutique with a terrible sale rack.
3. Stay away from the sale emails
Delete. Do not open. Even if it’s a 60% off flash sale at JCrew. Just get rid of it.
4. If you mess up, don’t give up!
I may have fallen victim to the Buried Bauble this week. It was a $10 pair of tassel earrings and I just didn’t delete the email quick enough. Shouldn’t have done it, but the key is to just get back on track. I was tempted to just call it quits, but I’m halfway through!
5. If you need it, buy it.
Not like you need a new pair of jeans, but more like if you run out of regular purchases like foundation, you should definitely go get it. It’s not ideal, but if it’s something you need to use everyday and can’t make it to the end of the no-spend month, it’s understandable!
6. It’s really not that long- you can do it!
Really, 30 days isn’t that long. And you should probably develop some self-control in this area, at least that’s what I tell myself. It will be over before you know it! I personally like to view it as a challenge I’ve given myself, and I love a good challenge because I like to win.
7. Get Creative
With your wardrobe, in the kitchen, it all applies. Try to go through your closet and find things you haven’t worn in a while and give them another chance. Find a few new recipes to try on nights you’d normally go out for dinner (but be careful- this can get a little expensive too!).
8. Don’t go crazy once it’s over
It can be tempting to go out and buy everything you wanted while you couldn’t spend money, but that would just make things worse and probably leave you with less funds than before. Just ease back into it.
9. Once it’s over, keep your promises!
Once the first day of the new month rolls around, move your money to wherever you’ve decided it will go. Even if it doesn’t make that big of a dent, every little bit helps!
10. Do it again!
After July is over, I’m actually planning on doing this every other month for a while. I’m about to have to pay for grad school, I’m still paying for my apartment in The Woodlands (never break a lease my friends), and I’ve got a car payment plus the rest of my regular expenses. So I mean, the $10 tops from Old Navy that I don’t really need can wait. Plus, once you make it a habit, it gets easier!
What are your thoughts on/tips for completing a no-spend month? Let me know!
That’s all for meow!
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